What is my real monetary Risk?
STS Opportunity
Cost Calculator
This interactive risk calculator helps you to predict your opportunity cost of NOT having a proper asset protection program in place to protect you against a successful lawsuit. In the event of such an outcome, courts often award up to 90% of current assets and a garnishment of up to 80% of your annual earnings for life in order to satisfy a judgement. Thus, not only will you lose the purchasing power of your annual earnings but you will also lose the future value of the asset growth you could have had but were forced give up upon settlement of the lawsuit. All assumed amounts are adjusted for inflation.
Usage Instructions: Simply click on and change the various parameters shown in red to see how various assumptions effect the calculated Expected Total Opportunity Loss figure. This amount indicates the true opportunity cost of running your life without the legal protection benefits of Financial Kevlar™. This presumes that you become the victim of a catastrophic lawsuit which results in the garnishment of your income and assets for up to your remaining life expectancy. Logically, you should be willing to spend up to this amount for adequate legal protection in the form of a Trust.
